Header-section-bg

Cyber extortion
insurance:
Recover from threats with NordProtect

  • Mitigate the worst consequences of cyber extortion with expert help.
  • Receive reimbursement for eligible response costs.
  • Included in NordProtect’s identity theft protection service.
A woman picks a cyber extortion protection plan via the NordProtect app.
A person using a laptop to purchase NordProtect’s cyber extortion insurance.

What is cyber extortion insurance?

Cyber extortion insurance, also referred to as cyber extortion coverage, is a subtype of cyber insurance aimed at protecting you from the fallout of incidents where attackers gain access to your private data or devices and demand payment to stop their further actions. Cyber extortion covers ransomware attacks and other threats to expose, damage, or destroy your data if you don’t pay (such as system lockdowns).

In these instances, cyber extortion insurance benefits may cover ransom payments, data recovery or system restoration costs, and legal fees or regulatory penalties associated with the attack. This means that with NordProtect, you don’t have to face cybercriminal threats alone — we offer professional guidance and substantial coverage for eligible costs you’ve incurred while recovering from the threat.

An icon of a PDF file titled “Summary of Benefits” for NordProtect’s cyber extortion insurance.

What is covered by NordProtect’s cyber extortion insurance?

The cyber extortion insurance included in NordProtect’s identity theft protection service covers eligible costs incurred when dealing with the threat, as well as expert assistance in navigating the situation. Our cyber extortion coverage is subject to limits and a standard deductible. For complete information about coverage limits, deductible amounts, and the full terms and conditions, check the summary of benefits.
An icon representing the insurance writer HSB.

Who provides NordProtect’s cyber extortion insurance benefits?

NordProtect’s cyber extortion coverage is provided by HSB, one of the largest cyber insurance underwriters in the U.S. With over 20 years of experience in the cyber business (and 150 years of insurance industry leadership), HSB sets the standard in specialty insurance and reinsurance coverages worldwide. HSB is part of Munich Re Group and is rated A++ (Superior) by A.M. Best Company.
A user files a cyber extortion claim using the NordProtect mobile app.

How cyber extortion insurance benefits work

Our cyber extortion insurance benefits are part of a comprehensive NordProtect identity theft protection service. Your cyber extortion cover is provided by HSB, one of the largest cyber insurance writers in the U.S.

If you become a victim of a cyber extortion attack during your subscription term, you can access help by making a claim. If your claim is eligible, you will receive help and guidance from HSB.

Benefits of cyber extortion insurance

With cyber extortion insurance, you can get help when you need it the most.

Expert help
to navigate the crisis

Receiving threats from cybercriminals can be scary and distressing. Cyber extortion insurance will provide the support you need in these crucial moments, so you won’t face hackers alone.

Detailed guidance
for maximum recovery

When attackers threaten to expose your most private info, what should you do? Cyber extortion coverage includes the cost of expert help so you can get guidance on the right action to take.

Financial support
to cover costs

Cyber extortion can take a heavy toll on your finances. Our cyber extortion coverage offers up to $50,000 to cover eligible costs, including payments made in response to the threats.
A woman using her laptop to review her NordProtect insurance benefits.

Overview of NordProtect’s insurance benefits

With NordProtect, you can avoid the worst fallout of many cyber incidents, including cyber extortion attacks. NordProtect covers costs incurred from:

  • Cyber extortion attacks, including individual expert guidance.
  • Cyberattack recovery, including restoring data and hardware.
  • Online fraud reimbursement, including scams.
  • Identity theft recovery, including legal costs and management of identity theft cases.
  • Lost wages, child and elder care expenses due to identity theft.
  • Mental health counselling due to identity theft.

How to get NordProtect

Start protecting your identity with NordProtect in just a few easy steps.

Protect yourself from cyber extortion with NordProtect

A phone screen with a security alert from NordProtect.

FAQ

What is cyber extortion?

Cyber extortion is a cybercrime that involves hackers threatening malicious action against services or data unless a ransom is paid. Typically, this means gaining unauthorized access to your private data or devices with ransomware and locking you out, but cyber extortion also covers threats of DDoS (distributed denial-of-service) action against the victim’s servers.

Keep in mind that cyber extortion does not cover all extortion — for example, it does not cover sextortion and many types of blackmail. Nevertheless, attacks involving cyber extortion can be distressing and may cause severe financial losses and reputational damage.

How does cyber extortion work?

Cyber extortion can work in several ways depending on the attack type. Typically, it involves threat actors accessing your personal data or devices and demanding money to stop the attack. They use various tactics, like phishing emails and malicious sites to infect your device with malicious software or lure you into providing details that help them break into your device and steal your information.

Cyber extortionists typically threaten severe consequences if you don’t meet their demands, such as leaking or destroying your private information. Dealing with cyber extortion attacks can be very distressing, especially if cybercriminals manage to seize private information you wouldn’t want anyone to see.

What are the types of cyber extortion?

Cyber extortion is a broad term defining any cyberattack where cybercriminals demand payment through malicious actions. The most common types of cyber extortion attacks are ransomware, cyber blackmail, and doxing.

  • A ransomware attack is when cybercriminals infect the victim’s device with malware that makes it inaccessible until the victim pays up.
  • Cyber blackmail is when hackers breach a private network, steal valuable data, and hold it hostage until a ransom is paid.
  • A doxing cyber extortion attack is when cybercriminals steal the victim’s personal information and threaten to expose it unless their demands are met.

What should you do if you become a victim of cyber extortion?

If you’ve become a victim of cyber extortion and have NordProtect, file a claim on the NordProtect web app. Head to the “ID protection benefits” tab, click “File a claim,” and provide details about the incident. If your claim is eligible, you will receive help and guidance directly from HSB, the company providing the cyber extortion coverage coverage.

What consequences can cyber extortion have?

Cyber extortion attacks may have a range of consequences, some of which may be serious and long lasting. For example, attackers may expose your personal information, which may lead to further cyberattacks and data breaches, or leak private pictures that cause reputational damage and emotional distress. If you decide to pay the ransom, you may be out of pocket without any guarantee that the attack will end.

Where is NordProtect’s cyber extortion coverage available?

Cyber extortion coverage is available to customers residing in U.S. territories and the District of Columbia, with the exception of New York and Washington.

The credit scores provided are based on the VantageScore 3.0® credit score by TransUnion® model. Lenders use a variety of credit scores and may utilize a different scoring model from VantageScore 3.0® credit score to assess your creditworthiness.

You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.

No single product can fully prevent identity theft or monitor every single transaction.

Some features may require authentication and a valid Social Security Number to activate. To access credit reports, scores, and/or credit monitoring services (“Credit Monitoring Services”), you must successfully pass your identity authentication with TransUnion®, and your VantageScore 3.0® credit score file must contain sufficient credit history information. If either of these requirements is not met, you will not be able to access our Credit Monitoring Services. It may take a few days for credit monitoring to start after a successful enrollment.

NordProtect's dark web monitoring service scans various sources where users' compromised personal information is suspected of being published or leaked, with new sources added frequently. Service logos displayed in dark web monitoring alerts are provided by Logo.dev and represent services where users have accounts. These logos are included in alerts to help users quickly identify which service may have experienced a data breach affecting their personal information.

However, there is no guarantee that NordProtect will locate and monitor every possible site or directory where consumers' compromised personal information is leaked or published. Accordingly, we may not be able to notify you of all your personal information that may have been compromised.

Identity and cyber protection benefits are available to customers residing in the U.S., including U.S. territories and the District of Columbia, with the exception of residents of New York and Washington. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the summary of benefits.

Our identity theft restoration service is part of a comprehensive identity theft recovery package that offers a reimbursement of up to $1 million for identity recovery expenses. To access the support of an identity restoration case manager, you must file a claim with HSB, which NordProtect has partnered with to provide the coverage. HSB is a global specialty insurance company and one of the largest cyber insurance writers in the U.S.

©2025 NordProtect. All rights reserved