A man with a blurred face using a laptop to see what NordProtect cyberattack insurance includes.

Cyberattack insurance you can count on by NordProtect

  • Get up to $10k back for losses from cyber attacks.
  • Protect yourself from trojans, malware, and ransomware.
  • Submit a claim in just a few steps and get the help you need.
  • Included in NordProtect’s identity theft protection service

A message on a smartphone confirming ID protection benefits now include cyberattack insurance.

What is cyberattack insurance?

Cyberattack insurance is personal protection designed to cover financial losses caused by online attacks such as ransomware, malware infections, or unauthorized activity on your devices. It fills a gap that many standard home or renters policies leave open, by helping you manage costs like data restoration, device repair and reimbursement for eligible fraud losses. Within the larger category of cyber insurance, this type of policy focuses specifically on incidents that affect an individual’s own devices and accounts.


Included with NordProtect, cyberattack insurance benefits offer up to US $10,000 in reimbursement for qualifying cyber incidents and is paired with monitoring and security tools to help you restore your accounts, devices and data after an incident. Please double check if your chosen plan includes this insurance benefit.

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How does cyberattack insurance work?

Cyberattack insurance follows a straightforward process. When you experience a digital intrusion or suspicious activity, you document what happened and submit a claim with the relevant information. The insurer reviews the details, verifies the event and the associated expenses, and determines what qualifies for reimbursement under the policy.


With NordProtect, this process is supported by guidance on how to respond to the incident and prepare your claim. The insurance is underwritten by HSB, which conducts the review and issues reimbursement for approved costs according to the summary of the benefits giving you a clear path to recover from the disruption.

Hands typing on a keyboard, representing the need for financial protection against cyberattacks.

Why is cyberattack insurance important?

Cyberattack insurance is important because many essential services now rely on online access, from communication and banking to storing personal records. This increased reliance creates more opportunities for accounts to be misused or accessed without permission, even when people take reasonable precautions.


As attacks grow more automated and harder to detect, it becomes difficult for individuals to manage the fallout on their own. Cyberattack insurance adds a layer of financial protection in an environment where everyday digital activity carries more exposure than most people expect.

What are the benefits of cyberattack insurance?

Cyberattack insurance helps cover financial losses from online threats. With NordProtect, you also get expert support and powerful security tools.

Recover your losses

A cyberattack can damage your system, steal sensitive data, or even demand ransom to regain access to your information. With NordProtect's cyberattack coverage, you can get reimbursed for data recovery, system restoration, future loss prevention costs, and even utility bill overage expenses.

Receive expert help

Facing a cyberattack can feel overwhelming, and not knowing the best course of action can make a bad situation worse. With NordProtect, you’ll receive full support and clear guidance. If you ever fall victim to a cyberattack, get expert help at every step of the way.

Reinforce your security

NordProtect goes beyond cyberattack coverage. Our comprehensive security suite includes dark web and credit monitoring, security alerts, fraud coverage, and identity theft recovery. Stay protected with NordProtect — your all-in-one solution for online safety.

What is covered by NordProtect cyberattack insurance benefits?

NordProtect covers the essential costs to help you recover and protect against cyberattacks.
Data recovery and system restoration.

Data recovery and system restoration

Coverage for recovering data and restoring systems like computers, smartphones, Wi-Fi routers, smart home devices, and other internet-connected devices.

Device protection against malware.

Device protection against malware

Includes damage caused by unauthorized access, viruses, worms, Trojans, spyware, cryptomining software, and other types of malware.

Utility bill overage expenses.

Utility bill overage expenses

Reimbursement for increased utility costs that result from cryptomining software installed during a cyberattack.

Security enhancements.

Security enhancements

Pays for security upgrades and measures to prevent future cyberattacks after an incident.

But cyberattack insurance benefits have a few exceptions.

Here's what is not covered*:

Damage to devices you do not own

Losses linked to business activities or employer-related systems

Damage to systems caused by non-malicious events, such as accidents or user errors

*Review the Summary of Benefits for further details and explanation.

How to get our cyberattack insurance benefits

Getting cyberattack coverage with NordProtect is easy.

Cyberattack insurance that protects your devices and data

Two women using a tablet to check NordProtect cyberattack insurance benefits.

FAQ

What is a cyberattack?

A cyberattack is a malicious attempt by hackers to break into a computer system or network. Often using malware, hackers aim to gain access to systems to take control or steal sensitive data. The purpose of a cyberattack can range from disrupting services and causing damage to holding data for ransom.

Is cyberattack insurance worth it?

Yes, cyberattack insurance is worth it, especially in the U.S, where cybercrime rates remain high. People often look at key coverage areas — similar to those outlined in a cyber insurance coverage checklist — when deciding whether protection makes sense for their situation. Many also consider it through the same lens they use when evaluating whether cyber insurance is worth it overall, weighing both financial and personal risks.

What should you do if you become a victim of a cyberattack?

Many cyberattacks begin with deceptive emails or messages — common types of phishing that trick users into giving access to their accounts or devices.

If you become a victim of a cyberattack, do not panic. Try to stay calm, even if you’re being rushed by the cybercriminals. Instead, take the following steps:

  1. Disconnect your device from the internet.
  2. Contact NordProtect for help or file a claim with HSB, following a process similar to standard cyber insurance claims that rely on clear documentation.
  3. Secure your accounts – change passwords and enable multi-factor authentication.
  4. Consult with your insurance provider about assessing the damage and system restoration.

How much does cyberattack insurance cost?

Cyberattack insurance is included with NordProtect, so there is no separate policy fee. The cost of the plan covers both the insurance and the security features that come with it.

Who should get cyberattack insurance?

Cyberattack insurance is useful for anyone who relies on online accounts for communication, banking, or storing personal information. It’s particularly relevant for people who manage important documents or use multiple connected devices. When comparing policies, some individuals also look at how cyber insurance vs data breach insurance differs in scope, especially when deciding what type of protection fits their needs.

The credit scores provided are based on the VantageScore 3.0® credit score by TransUnion® model. Lenders use a variety of credit scores and may utilize a different scoring model from VantageScore 3.0® credit score to assess your creditworthiness.

You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.

No single product can fully prevent identity theft or monitor every single transaction.

Some features may require authentication and a valid Social Security Number to activate. To access credit reports, scores, and/or credit monitoring services (“Credit Monitoring Services”), you must successfully pass your identity authentication with TransUnion®, and your VantageScore 3.0® credit score file must contain sufficient credit history information. If either of these requirements is not met, you will not be able to access our Credit Monitoring Services. It may take a few days for credit monitoring to start after a successful enrollment.

NordProtect's dark web monitoring service scans various sources where users' compromised personal information is suspected of being published or leaked, with new sources added frequently. Service logos displayed in dark web monitoring alerts are provided by Logo.dev and represent services where users have accounts. These logos are included in alerts to help users quickly identify which service may have experienced a data breach affecting their personal information.

However, there is no guarantee that NordProtect will locate and monitor every possible site or directory where consumers' compromised personal information is leaked or published. Accordingly, we may not be able to notify you of all your personal information that may have been compromised.

Identity and cyber protection benefits are available to customers residing in the U.S., including U.S. territories and the District of Columbia, with the exception of residents of New York and Washington. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the summary of benefits.

Our identity theft restoration service is part of a comprehensive identity theft recovery package that offers a reimbursement of up to $1 million for identity recovery expenses. To access the support of an identity restoration case manager, you must file a claim with HSB, which NordProtect has partnered with to provide the coverage. HSB is a global specialty insurance company and one of the largest cyber insurance writers in the U.S.

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